TransUnion is one of the three major credit reporting agencies in the United States. It collects and maintains data on all credit transactions, including personal loans, mortgages, and credit card payments. The company also has a vast amount of public records data that it uses to help lenders determine an individual’s creditworthiness.
TransUnion does not offer a free lock service. This is an automated system that is accessed through the phone number of the credit bureau, which locks down your information so no one can access it without obtaining your consent. They do offer a free credit report for those who are eligible, which would be an excellent choice if you are unable to afford their services.
TransUnion is a credit bureau that provides consumers with copies of their credit report for $19.95. This fee is to cover the cost of obtaining your report from TransUnion, as well as the cost of mailing it to you.
If you’re looking for a free credit report, the best place to go is annualcredit report.com. This site provides free access to your credit report from all three major credit bureaus.
Credit Karma is a website that offers free credit scores and credit reports, but it does not offer a TransUnion score. Credit Karma only offers the FICO score, which is calculated differently from the TransUnion score.
TransUnion is a credit reporting company, meaning that they report information about people’s credit history to other companies. They do not sell data.
